# Reserve Advisors

> Access expert reserve studies and property reports to plan ahead, budget wisely, and protect your community with ongoing support from Reserve Advisors\.

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## Pages
- [Georgia Reserve Study Services](https://www.reserveadvisors.com/select-your-location/georgia/)
- [Meet Our Experts](https://www.reserveadvisors.com/who-we-are/meet-our-experts/)
- [Contact Reserve Advisors](https://www.reserveadvisors.com/contact/)
- [Start Capital Planning Today](https://www.reserveadvisors.com/request-a-proposal/)
- [New Jersey Reserve Study Requirements](https://www.reserveadvisors.com/new-jersey-reserve-study-requirements/)

## Posts
- [What to Do When Your Board Doesn't Want to Increase Reserve Contributions](https://www.reserveadvisors.com/resources/blog/board-wont-increase-reserve-contributions/): Minimum Threshold Cash Flow Analysis is, in many cases, the best method for calculating required annual reserve contributions\. This is especially true when compared to component\-based “fully funded” targets\.
- [Fannie Mae \& Freddie Mac Policy Changes](https://www.reserveadvisors.com/resources/blog/fannie-mae-freddie-mac-policy-changes/): Fannie Mae and Freddie Mac have announced significant updates to their lending requirements, focused primarily on condo project standards and property insurance rules\. 
- [What is the Purpose of Reserve Funds?](https://www.reserveadvisors.com/resources/blog/what-is-the-purpose-of-reserve-funds/): Reserve funds are set aside to plan for the future\. They are designated savings accounts that allow associations to prepare for major repairs and replacements of common\-area assets as they age\. Even components considered “long\-lived,” such as underground utilities, will eventually require maintenance or replacement\.
- [How to Present a Reserve Study to Your HOA Board](https://www.reserveadvisors.com/resources/blog/present-reserve-study-hoa-board/): Reserve funds are set aside to plan for the future\. They are designated savings accounts that allow associations to prepare for major repairs and replacements of common\-area assets as they age\. Even components considered “long\-lived,” such as underground utilities, will eventually require maintenance or replacement\.
- [Condo Reserve Funding 101: Fannie Mae's New Rules, Explained](https://www.reserveadvisors.com/resources/blog/condo-reserve-funding-101-fannie-maes-new-rules-explained/): Fannie Mae is raising the bar on condo reserve funding — from 10% to 15% of annual assessment income, effective January 2027\. Based on a recent Fannie Mae/Freddie Mac webinar, we break down what's changing, which income sources can be excluded from the calculation, and what it means for your association's budget\.

## Triggers
- [](https://www.reserveadvisors.com/?post_type=ifso_triggers&p=13790)

## Categories
- [News](https://www.reserveadvisors.com/resources/blog/category/news/)
- [Reserve Funds](https://www.reserveadvisors.com/resources/blog/category/reserve-funds/)
- [Financial Planning](https://www.reserveadvisors.com/resources/blog/category/financial-planning/)
- [Board Essentials](https://www.reserveadvisors.com/resources/blog/category/board-essentials/)
- [Webinars](https://www.reserveadvisors.com/resources/blog/category/webinars/)

## Optional
- [Sitemap index](https://www.reserveadvisors.com/sitemap_index.xml)